Banking APIs are disrupting the financial landscape by offering developers with secure and reliable access to banking data and services. This ability is catalyzing a wave of creativity in the industry, banking as a service contributing to the emergence of innovative financial products and applications. From money management apps to peer-to-peer len

The traditional retail bank branch is experiencing a growing decline in its presence. Driven by the explosion of online and mobile banking, customers are increasingly turning to virtual channels for their financial needs. This shift has resulted to a drop in branch locations, and many institutions are merging existing branches to optimize costs. N

Free cash flow (FCF) is a crucial metric for investors and business owners alike. It reflects the actual cash produced by a company after accounting for its operating expenses and capital expenditures. A strong FCF profile can signal a healthy and sustainable business, capable of growing. Understanding how to assess FCF and effectively managing it